# Chad Lively

> Chad Lively is a fee-only financial advisor at Lively Financial LLC in Newport, Kentucky, who holds the CFP and EA credentials. Lively Financial LLC reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/chad-lively/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Lively Financial LLC
- **Based in:** Newport, Kentucky
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $1.4M across 35 accounts
- **Credentials:** CFP, EA
- **CRD:** 7292693 (https://adviserinfo.sec.gov/individual/summary/7292693)
- **SEC registration:** Investment adviser representative in KY, OH
- **Exams passed:** Series 66 (2019)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://livelyfinancial.net

## Frequently asked questions

### Is Chad Lively a fee-only financial advisor?

Yes. Chad Lively is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Chad's firm.

### How does Chad charge for financial advice?

Chad's firm, Lively Financial LLC, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Chad Lively based?

Chad Lively is based in Newport, Kentucky.

### What credentials does Chad Lively hold?

Chad Lively holds the CFP and EA credentials.

### Is Chad Lively registered with the SEC?

Yes. Chad Lively is registered as an investment adviser representative in KY and OH (CRD 7292693), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Lively Financial LLC manage?

Lively Financial LLC reports $1.4M across 35 accounts in assets under management.

### How do I contact Chad Lively?

Through Chad's website, livelyfinancial.net.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/chad-lively-lively-46787): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.livelyfinancial.net/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.