# Cem Karsan

> Cem Karsan is a fee-only financial advisor at KAI Wealth in Chicago, Illinois. KAI Wealth reports charging a percentage of assets, hourly fees, a subscription and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/cem-karsan/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** KAI Wealth
- **Based in:** Chicago, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Subscription; Fixed fees
- **Assets under management (firm):** $407.7M across 45 accounts
- **CRD:** 4016630 (https://adviserinfo.sec.gov/individual/summary/4016630)
- **SEC registration:** Investment adviser representative in IL
- **Exams passed:** Series 65 (2024)
- **Firm size:** 9 employees
- **Disclosures:** None reported

## Frequently asked questions

### Is Cem Karsan a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Cem holds no broker registration, and KAI Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Cem charge for financial advice?

Cem's firm, KAI Wealth, reports charging a percentage of assets, hourly fees, a subscription and fixed fees on its SEC Form ADV.

### Where is Cem Karsan based?

Cem Karsan is based in Chicago, Illinois.

### Is Cem Karsan registered with the SEC?

Yes. Cem Karsan is registered as an investment adviser representative in IL (CRD 4016630), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does KAI Wealth manage?

KAI Wealth reports $407.7M across 45 accounts in assets under management.

### How do I contact Cem Karsan?

Contact details aren't on file yet. Search for KAI Wealth.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4016630): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.