# Cecilia Fleming

> Cecilia Fleming is a fee-only financial advisor at Kahler Financial Group in Rapid City, South Dakota, who holds the CFP, ChFC and MSFP credentials. Cecilia charges a percentage of assets and a one-time planning fee and focuses on retirement planning.

Page: https://find.wellspent.co/advisors/cecilia-fleming/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Kahler Financial Group
- **Based in:** Rapid City, South Dakota
- **Fee model:** Percentage of assets; One-time planning fee
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $188.1M across 516 accounts
- **Credentials:** CFP, ChFC, MSFP, Other
- **Specialties:** Retirement planning
- **Works with:** Retirees
- **CRD:** 7751927 (https://adviserinfo.sec.gov/individual/summary/7751927)
- **SEC registration:** Investment adviser representative in SD
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** http://kahlerfinancial.com

## Frequently asked questions

### Is Cecilia Fleming a fee-only financial advisor?

Yes. Cecilia Fleming is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Cecilia's firm.

### How does Cecilia charge for financial advice?

Cecilia charges a percentage of assets and a one-time planning fee.

### Does Cecilia work with clients virtually?

Yes. Kahler Financial Group says on its website that it works with clients remotely.

### Where is Cecilia Fleming based?

Cecilia Fleming is based in Rapid City, South Dakota.

### What does Cecilia specialize in?

Cecilia's specialties include retirement planning. Cecilia works with retirees.

### What credentials does Cecilia Fleming hold?

Cecilia Fleming holds the CFP, ChFC, MSFP and Other credentials.

### Is Cecilia Fleming registered with the SEC?

Yes. Cecilia Fleming is registered as an investment adviser representative in SD (CRD 7751927), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Kahler Financial Group manage?

Kahler Financial Group reports $188.1M across 516 accounts in assets under management.

### How do I contact Cecilia Fleming?

Through Cecilia's website, kahlerfinancial.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/6290): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://kahlerfinancial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.