# Cathleen Tobin

> Cathleen Tobin is a fee-only financial advisor at Moonbridge Financial Design, LLC in Rhinebeck, New York, who holds the CFP and MBA credentials. Cathleen charges a percentage of assets and an ongoing planning fee (ongoing planning from $6,000 a year and 1% a year on the first tier of assets managed).

Page: https://find.wellspent.co/advisors/cathleen-tobin/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Moonbridge Financial Design, LLC
- **Based in:** Rhinebeck, New York
- **Fee model:** Percentage of assets; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $6,000 a year; 1% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $8.1M across 35 accounts
- **Credentials:** CFP, MBA
- **CRD:** 2510136 (https://adviserinfo.sec.gov/individual/summary/2510136)
- **SEC registration:** Investment adviser representative in NY
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://moonbridgefd.com

## Frequently asked questions

### Is Cathleen Tobin a fee-only financial advisor?

Yes. Cathleen Tobin is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Cathleen's firm.

### How does Cathleen charge for financial advice?

Cathleen charges a percentage of assets and an ongoing planning fee.

### How much does Cathleen charge?

According to Moonbridge Financial Design, LLC's website, checked October 28, 2026: ongoing planning from $6,000 a year; 1% a year on the first tier of assets managed.

### Where is Cathleen Tobin based?

Cathleen Tobin is based in Rhinebeck, New York.

### What credentials does Cathleen Tobin hold?

Cathleen Tobin holds the CFP and MBA credentials.

### Is Cathleen Tobin registered with the SEC?

Yes. Cathleen Tobin is registered as an investment adviser representative in NY (CRD 2510136), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Moonbridge Financial Design, LLC manage?

Moonbridge Financial Design, LLC reports $8.1M across 35 accounts in assets under management.

### How do I contact Cathleen Tobin?

Through Cathleen's website, moonbridgefd.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/cathleen-tobin-52652): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://moonbridgefinancialdesign.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.