# Carter Osborne

> Carter Osborne is a fee-only financial advisor at Planned Solutions in Folsom, California. Planned Solutions reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/carter-osborne/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Planned Solutions
- **Based in:** Folsom, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $671.0M across 2,282 accounts
- **CRD:** 8337332 (https://adviserinfo.sec.gov/individual/summary/8337332)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 65 (2026)
- **Firm size:** 11 employees
- **Disclosures:** None reported
- **Website:** http://www.plannedsolutions.com

## Frequently asked questions

### Is Carter Osborne a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Carter holds no broker registration, and Planned Solutions reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Carter charge for financial advice?

Carter's firm, Planned Solutions, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Carter Osborne based?

Carter Osborne is based in Folsom, California.

### Is Carter Osborne registered with the SEC?

Yes. Carter Osborne is registered as an investment adviser representative in CA (CRD 8337332), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Planned Solutions manage?

Planned Solutions reports $671.0M across 2,282 accounts in assets under management.

### How do I contact Carter Osborne?

Through Carter's website, www.plannedsolutions.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8337332): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.