# Carolyn Masline

> Carolyn Masline is a fee-only financial advisor at CareGen Wealth Management in San Mateo, California, who holds the CDFA, CFP and MBA credentials. Carolyn charges a percentage of assets, a one-time planning fee, hourly fees and an ongoing planning fee (ongoing planning from $3,600 a year and one-time plans from $7,500) and focuses on divorce financial planning, family wealth transfer and sustainable & impact investing.

Page: https://find.wellspent.co/advisors/carolyn-masline/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** CareGen Wealth Management
- **Based in:** San Mateo, California
- **Fee model:** Percentage of assets; One-time planning fee; Hourly; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $3,600 a year; one-time plans from $7,500; $450 an hour; 1% a year on the first tier of assets managed
- **Assets under management (firm):** $109.9M across 150 accounts
- **Credentials:** CDFA, CFP, MBA
- **Specialties:** Divorce financial planning, Family wealth transfer, Sustainable & impact investing, Equity compensation
- **Works with:** Multi-generational families, Divorced individuals
- **CRD:** 5166131 (https://adviserinfo.sec.gov/individual/summary/5166131)
- **SEC registration:** Investment adviser representative in CA
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://caregenwealth.com

## Frequently asked questions

### Is Carolyn Masline a fee-only financial advisor?

Yes. Carolyn Masline is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Carolyn's firm.

### How does Carolyn charge for financial advice?

Carolyn charges a percentage of assets, a one-time planning fee, hourly fees and an ongoing planning fee.

### How much does Carolyn charge?

According to CareGen Wealth Management's website, checked October 28, 2026: ongoing planning from $3,600 a year; one-time plans from $7,500; $450 an hour; 1% a year on the first tier of assets managed.

### Where is Carolyn Masline based?

Carolyn Masline is based in San Mateo, California.

### What does Carolyn specialize in?

Carolyn's specialties include divorce financial planning, family wealth transfer, sustainable & impact investing and equity compensation. Carolyn works with multi-generational families and divorced individuals.

### What credentials does Carolyn Masline hold?

Carolyn Masline holds the CDFA, CFP and MBA credentials.

### Is Carolyn Masline registered with the SEC?

Yes. Carolyn Masline is registered as an investment adviser representative in CA (CRD 5166131), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does CareGen Wealth Management manage?

CareGen Wealth Management reports $109.9M across 150 accounts in assets under management.

### How do I contact Carolyn Masline?

Through Carolyn's website, caregenwealth.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/48508): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://caregenwealth.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.