# Carlos Celaya

> Carlos Celaya is a fee-only financial advisor at Celaya Wealth Management in Miami, Florida, who holds the CFP credential. Carlos charges a percentage of assets and a flat fee or retainer (one-time plans from $650 and 1.45% a year on the first tier of assets managed).

Page: https://find.wellspent.co/advisors/carlos-celaya/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Celaya Wealth Management
- **Based in:** Miami, Florida
- **Fee model:** Percentage of assets; Flat fee or retainer
- **Fees (firm's website):** one-time plans from $650; 1.45% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $32.9M across 144 accounts
- **Credentials:** CFP
- **CRD:** 5794144 (https://adviserinfo.sec.gov/individual/summary/5794144)
- **SEC registration:** Investment adviser representative in FL
- **Exams passed:** Series 65 (2010)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.celayawealth.com

## Frequently asked questions

### Is Carlos Celaya a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Carlos holds no broker registration, and Celaya Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Carlos charge for financial advice?

Carlos charges a percentage of assets and a flat fee or retainer.

### How much does Carlos charge?

According to Celaya Wealth Management's website, checked October 30, 2026: one-time plans from $650; 1.45% a year on the first tier of assets managed.

### Where is Carlos Celaya based?

Carlos Celaya is based in Miami, Florida.

### What credentials does Carlos Celaya hold?

Carlos Celaya holds the CFP credential.

### Is Carlos Celaya registered with the SEC?

Yes. Carlos Celaya is registered as an investment adviser representative in FL (CRD 5794144), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Celaya Wealth Management manage?

Celaya Wealth Management reports $32.9M across 144 accounts in assets under management.

### How do I contact Carlos Celaya?

Through Carlos's website, www.celayawealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5794144): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://celayawealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.