# Carl Rowits

> Carl Rowits is a fee-only financial advisor at CWR Capital Management in Lancaster, Pennsylvania. Carl charges an ongoing planning fee and a one-time planning fee (ongoing planning from $120 a year and one-time plans from $3,000).

Page: https://find.wellspent.co/advisors/carl-rowits/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** CWR Capital Management
- **Based in:** Lancaster, Pennsylvania
- **Fee model:** Ongoing planning fee; One-time planning fee
- **Fees (firm's website):** ongoing planning from $120 a year; one-time plans from $3,000
- **Assets under management (firm):** $3.6M across 43 accounts
- **Works with:** Early-career professionals
- **CRD:** 6516503 (https://adviserinfo.sec.gov/individual/summary/6516503)
- **SEC registration:** Investment adviser representative in PA
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.cwrcapitalmanagement.com/

## Frequently asked questions

### Is Carl Rowits a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Carl holds no broker registration, and CWR Capital Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Carl charge for financial advice?

Carl charges an ongoing planning fee and a one-time planning fee.

### How much does Carl charge?

According to CWR Capital Management's website, checked October 30, 2026: ongoing planning from $120 a year; one-time plans from $3,000.

### Where is Carl Rowits based?

Carl Rowits is based in Lancaster, Pennsylvania.

### Is Carl Rowits registered with the SEC?

Yes. Carl Rowits is registered as an investment adviser representative in PA (CRD 6516503), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does CWR Capital Management manage?

CWR Capital Management reports $3.6M across 43 accounts in assets under management.

### How do I contact Carl Rowits?

Through Carl's website, www.cwrcapitalmanagement.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6516503): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.cwrcapitalmanagement.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.