# Carl Mariner

> Carl Mariner is a fee-only financial advisor at ARQ Wealth Advisors in Scottsdale, Arizona, who holds the CFP, ChFC and CFA credentials. Carl focuses on retirement planning, tax planning and divorce financial planning. ARQ Wealth Advisors reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/carl-mariner/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** ARQ Wealth Advisors
- **Based in:** Scottsdale, Arizona
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $1.21B across 2,131 accounts
- **Credentials:** CFP, ChFC, CFA
- **Specialties:** Retirement planning, Tax planning, Divorce financial planning
- **Works with:** Founders, Executives, Physicians, Retirees, Pre-retirees, High earners, Mid-life transitions, HENRY (High Earners, Not Rich Yet), Multi-generational families, Divorced individuals, Tech employees
- **CRD:** 5606261 (https://adviserinfo.sec.gov/individual/summary/5606261)
- **SEC registration:** Investment adviser representative in AZ
- **Exams passed:** Series 66 (2008)
- **Firm size:** 18 employees
- **Disclosures:** None reported
- **Website:** http://www.arqwealth.com

## Frequently asked questions

### Is Carl Mariner a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Carl holds no broker registration, and ARQ Wealth Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Carl charge for financial advice?

Carl's firm, ARQ Wealth Advisors, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Carl Mariner based?

Carl Mariner is based in Scottsdale, Arizona.

### What does Carl specialize in?

Carl's specialties include retirement planning, tax planning and divorce financial planning. Carl works with founders, executives, physicians, retirees and pre-retirees.

### What credentials does Carl Mariner hold?

Carl Mariner holds the CFP, ChFC and CFA credentials.

### Is Carl Mariner registered with the SEC?

Yes. Carl Mariner is registered as an investment adviser representative in AZ (CRD 5606261), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does ARQ Wealth Advisors manage?

ARQ Wealth Advisors reports $1.21B across 2,131 accounts in assets under management.

### How do I contact Carl Mariner?

Through Carl's website, www.arqwealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5606261): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://arqwealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.