# Carl Kempf

> Carl Kempf is a fee-only financial advisor at Carissima Capital in Troy, New York, who holds the CFP credential. Carissima Capital reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/carl-kempf/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Carissima Capital
- **Based in:** Troy, New York
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $4.5M across 8 accounts
- **Credentials:** CFP
- **CRD:** 4582931 (https://adviserinfo.sec.gov/individual/summary/4582931)
- **SEC registration:** Investment adviser representative in NY
- **Exams passed:** Series 63 (2002)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://carissimacapital.com/

## Frequently asked questions

### Is Carl Kempf a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Carl holds no broker registration, and Carissima Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Carl charge for financial advice?

Carl's firm, Carissima Capital, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Carl Kempf based?

Carl Kempf is based in Troy, New York.

### What credentials does Carl Kempf hold?

Carl Kempf holds the CFP credential.

### Is Carl Kempf registered with the SEC?

Yes. Carl Kempf is registered as an investment adviser representative in NY (CRD 4582931), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Carissima Capital manage?

Carissima Capital reports $4.5M across 8 accounts in assets under management.

### How do I contact Carl Kempf?

Through Carl's website, carissimacapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4582931): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.