# Carl Emerick

> Carl Emerick is a fee-only financial advisor at Emerick Financial Planning in Pittsburgh, Pennsylvania, who holds the CFP credential. Carl charges hourly fees (no asset minimum) and focuses on retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/carl-emerick/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Emerick Financial Planning
- **Based in:** Pittsburgh, Pennsylvania
- **Fee model:** Hourly
- **Fees (firm's website):** no asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 3089528 (https://adviserinfo.sec.gov/individual/summary/3089528)
- **SEC registration:** Investment adviser representative in PA
- **Exams passed:** Series 65 (1998)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.emerickfinancial.com

## Frequently asked questions

### Is Carl Emerick a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Carl holds no broker registration, and Emerick Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Carl charge for financial advice?

Carl charges hourly fees.

### How much does Carl charge?

According to Emerick Financial Planning's website, checked October 30, 2026: no asset minimum.

### Does Carl work with clients virtually?

Yes. Emerick Financial Planning says on its website that it works with clients remotely.

### Where is Carl Emerick based?

Carl Emerick is based in Pittsburgh, Pennsylvania.

### What does Carl specialize in?

Carl's specialties include retirement planning and tax planning. Carl works with retirees and pre-retirees.

### What credentials does Carl Emerick hold?

Carl Emerick holds the CFP credential.

### Is Carl Emerick registered with the SEC?

Yes. Carl Emerick is registered as an investment adviser representative in PA (CRD 3089528), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How do I contact Carl Emerick?

Through Carl's website, www.emerickfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/3089528): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://emerickfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.