# Carey Morgan

> Carey Morgan is a fee-only financial advisor at Livelihood LLC in Philadelphia, Pennsylvania, who holds the CFP and ChFC credentials. Carey charges a flat fee or retainer, hourly fees and a one-time planning fee (one-time plans from $1,800 and $150 an hour) and focuses on flat-fee planning, student loans and sustainable & impact investing.

Page: https://find.wellspent.co/advisors/carey-morgan/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Livelihood LLC
- **Based in:** Philadelphia, Pennsylvania
- **Fee model:** Flat fee or retainer; Hourly; One-time planning fee
- **Fees (firm's website):** one-time plans from $1,800; $150 an hour
- **Credentials:** CFP, ChFC
- **Specialties:** Flat-fee planning, Student loans, Sustainable & impact investing
- **Works with:** Early-career professionals
- **CRD:** 4039413 (https://adviserinfo.sec.gov/individual/summary/4039413)
- **SEC registration:** Investment adviser representative in NJ, NY, PA
- **Exams passed:** Series 65 (2019)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://livelihoodplanning.com

## Frequently asked questions

### Is Carey Morgan a fee-only financial advisor?

Yes. Carey Morgan is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Carey's firm.

### How does Carey charge for financial advice?

Carey charges a flat fee or retainer, hourly fees and a one-time planning fee.

### How much does Carey charge?

According to Livelihood LLC's website, checked October 28, 2026: one-time plans from $1,800; $150 an hour.

### Where is Carey Morgan based?

Carey Morgan is based in Philadelphia, Pennsylvania.

### What does Carey specialize in?

Carey's specialties include flat-fee planning, student loans and sustainable & impact investing. Carey works with early-career professionals.

### What credentials does Carey Morgan hold?

Carey Morgan holds the CFP and ChFC credentials.

### Is Carey Morgan registered with the SEC?

Yes. Carey Morgan is registered as an investment adviser representative in NJ, NY and PA (CRD 4039413), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How do I contact Carey Morgan?

Through Carey's website, livelihoodplanning.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/carey-morgan-10770): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://livelihoodplanning.com/): specialties, clients served, and fees, checked October 28, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.