# Caren Ober

> Caren Ober is a fee-only financial advisor at Balancing Life Financial Planning in Orange, California. Caren charges an ongoing planning fee and a one-time planning fee and focuses on estate & legacy planning, tax planning and retirement planning.

Page: https://find.wellspent.co/advisors/caren-ober/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Balancing Life Financial Planning
- **Based in:** Orange, California
- **Fee model:** Ongoing planning fee; One-time planning fee
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $19.3M across 50 accounts
- **Specialties:** Estate & legacy planning, Tax planning, Retirement planning
- **CRD:** 4422483 (https://adviserinfo.sec.gov/individual/summary/4422483)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (2001), Series 65 (2002)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.balancinglifefp.com/

## Frequently asked questions

### Is Caren Ober a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Caren holds no broker registration, and Balancing Life Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Caren charge for financial advice?

Caren charges an ongoing planning fee and a one-time planning fee.

### Where is Caren Ober based?

Caren Ober is based in Orange, California.

### What does Caren specialize in?

Caren's specialties include estate & legacy planning, tax planning and retirement planning.

### Is Caren Ober registered with the SEC?

Yes. Caren Ober is registered as an investment adviser representative in CA (CRD 4422483), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Balancing Life Financial Planning manage?

Balancing Life Financial Planning reports $19.3M across 50 accounts in assets under management.

### How do I contact Caren Ober?

Through Caren's website, www.balancinglifefp.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4422483): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.balancinglifefp.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.