# Cameron Penney

> Cameron Penney is a fee-only financial advisor at Penney Financial in Houston, Texas, who holds the CFP credential. Cameron charges a percentage of assets, a flat fee or retainer, hourly fees, a one-time planning fee and an ongoing planning fee (ongoing planning from $5,000 a year and one-time plans from $3,600) and focuses on retirement planning and founders (pre-exit).

Page: https://find.wellspent.co/advisors/cameron-penney/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Penney Financial
- **Based in:** Houston, Texas
- **Fee model:** Percentage of assets; Flat fee or retainer; Hourly; One-time planning fee; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $5,000 a year; one-time plans from $3,600; $450 an hour; 0.65% a year on the first tier of assets managed
- **Assets under management (firm):** $303.5M across 465 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Founders (pre-exit)
- **Works with:** Retirees, Founders, Executives
- **CRD:** 5781870 (https://adviserinfo.sec.gov/individual/summary/5781870)
- **SEC registration:** Investment adviser representative in LA, TX
- **Exams passed:** Series 65 (2010), Series 63 (2010)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://penneyfinancial.com

## Frequently asked questions

### Is Cameron Penney a fee-only financial advisor?

Yes. Cameron Penney is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Cameron's firm.

### How does Cameron charge for financial advice?

Cameron charges a percentage of assets, a flat fee or retainer, hourly fees, a one-time planning fee and an ongoing planning fee.

### How much does Cameron charge?

According to Penney Financial's website, checked October 28, 2026: ongoing planning from $5,000 a year; one-time plans from $3,600; $450 an hour; 0.65% a year on the first tier of assets managed.

### Where is Cameron Penney based?

Cameron Penney is based in Houston, Texas.

### What does Cameron specialize in?

Cameron's specialties include retirement planning and founders (pre-exit). Cameron works with retirees, founders and executives.

### What credentials does Cameron Penney hold?

Cameron Penney holds the CFP credential.

### Is Cameron Penney registered with the SEC?

Yes. Cameron Penney is registered as an investment adviser representative in LA and TX (CRD 5781870), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Penney Financial manage?

Penney Financial reports $303.5M across 465 accounts in assets under management.

### How do I contact Cameron Penney?

Through Cameron's website, penneyfinancial.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/38711): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.penneyfinancial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.