# Caleb Ray

> Caleb Ray is a fee-only financial advisor at Benchmark Financial in Wilmington, Delaware. Benchmark Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/caleb-ray/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Benchmark Financial
- **Based in:** Wilmington, Delaware
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $131.6M across 348 accounts
- **CRD:** 7727049 (https://adviserinfo.sec.gov/individual/summary/7727049)
- **SEC registration:** Investment adviser representative in DE, TX
- **Exams passed:** Series 66 (2023)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.benchmarkfg.com/

## Frequently asked questions

### Is Caleb Ray a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Caleb holds no broker registration, and Benchmark Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Caleb charge for financial advice?

Caleb's firm, Benchmark Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Caleb Ray based?

Caleb Ray is based in Wilmington, Delaware.

### Is Caleb Ray registered with the SEC?

Yes. Caleb Ray is registered as an investment adviser representative in DE and TX (CRD 7727049), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Benchmark Financial manage?

Benchmark Financial reports $131.6M across 348 accounts in assets under management.

### How do I contact Caleb Ray?

Through Caleb's website, www.benchmarkfg.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7727049): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.