# Caedmon Bear

> Caedmon Bear is a fee-only financial advisor at On the Trail Financial Planning in Walnut Creek, California. Caedmon focuses on retirement planning. On the Trail Financial Planning reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/caedmon-bear/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** On the Trail Financial Planning
- **Based in:** Walnut Creek, California
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $83.8M across 269 accounts
- **Specialties:** Retirement planning
- **CRD:** 2831613 (https://adviserinfo.sec.gov/individual/summary/2831613)
- **SEC registration:** Investment adviser representative in CA, TX
- **Exams passed:** Series 66 (2008)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://onthetrailfp.com/

## Frequently asked questions

### Is Caedmon Bear a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Caedmon holds no broker registration, and On the Trail Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Caedmon charge for financial advice?

Caedmon's firm, On the Trail Financial Planning, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Caedmon Bear based?

Caedmon Bear is based in Walnut Creek, California.

### What does Caedmon specialize in?

Caedmon's specialties include retirement planning.

### Is Caedmon Bear registered with the SEC?

Yes. Caedmon Bear is registered as an investment adviser representative in CA and TX (CRD 2831613), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does On the Trail Financial Planning manage?

On the Trail Financial Planning reports $83.8M across 269 accounts in assets under management.

### How do I contact Caedmon Bear?

Through Caedmon's website, onthetrailfp.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2831613): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://onthetrailfp.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.