# Byron Studdard

> Byron Studdard is a fee-only financial advisor at Studdard Financial in Germantown, Tennessee, who holds the CFP credential. Byron focuses on retirement planning, estate & legacy planning and tax planning. Studdard Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/byron-studdard/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Studdard Financial
- **Based in:** Germantown, Tennessee
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $27.6M across 157 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning
- **CRD:** 2368317 (https://adviserinfo.sec.gov/individual/summary/2368317)
- **SEC registration:** Investment adviser representative in FL, MS, TN, TX
- **Exams passed:** Series 63 (1993)
- **Firm size:** 1 employee
- **Disclosures:** Reported; see the SEC record
- **Website:** http://www.studdardfinancial.com

## Frequently asked questions

### Is Byron Studdard a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Byron holds no broker registration, and Studdard Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Byron charge for financial advice?

Byron's firm, Studdard Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Byron Studdard based?

Byron Studdard is based in Germantown, Tennessee.

### What does Byron specialize in?

Byron's specialties include retirement planning, estate & legacy planning and tax planning.

### What credentials does Byron Studdard hold?

Byron Studdard holds the CFP credential.

### Is Byron Studdard registered with the SEC?

Yes. Byron Studdard is registered as an investment adviser representative in FL, MS, TN and TX (CRD 2368317), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Studdard Financial manage?

Studdard Financial reports $27.6M across 157 accounts in assets under management.

### How do I contact Byron Studdard?

Through Byron's website, www.studdardfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2368317): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://studdardfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.