# Bryan Ruiz

> Bryan Ruiz is a fee-only financial advisor at Harmonized Finance in Atlanta, Georgia, who holds the CFP credential. Harmonized Finance reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/bryan-ruiz/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Harmonized Finance
- **Based in:** Atlanta, Georgia
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Credentials:** CFP
- **CRD:** 7644603 (https://adviserinfo.sec.gov/individual/summary/7644603)
- **SEC registration:** Investment adviser representative in GA
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Bryan Ruiz a fee-only financial advisor?

Yes. Bryan Ruiz is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Bryan's firm.

### How does Bryan charge for financial advice?

Bryan's firm, Harmonized Finance, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Bryan Ruiz based?

Bryan Ruiz is based in Atlanta, Georgia.

### What credentials does Bryan Ruiz hold?

Bryan Ruiz holds the CFP credential.

### Is Bryan Ruiz registered with the SEC?

Yes. Bryan Ruiz is registered as an investment adviser representative in GA (CRD 7644603), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How do I contact Bryan Ruiz?

Contact details aren't on file yet. Search for Harmonized Finance.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/52542): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.