# Brian Gawthrop

> Brian Gawthrop is a fee-only financial advisor at Five Cedars Financial, LLC in Kirkland, Washington, who holds the CFP credential. Brian charges an ongoing planning fee.

Page: https://find.wellspent.co/advisors/brian-gawthrop/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Five Cedars Financial, LLC
- **Based in:** Kirkland, Washington
- **Fee model:** Ongoing planning fee
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $22.9M across 54 accounts
- **Credentials:** CFP
- **CRD:** 4514776 (https://adviserinfo.sec.gov/individual/summary/4514776)
- **SEC registration:** Investment adviser representative in WA
- **Exams passed:** Series 66 (2002)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://5cedars.com

## Frequently asked questions

### Is Brian Gawthrop a fee-only financial advisor?

Yes. Brian Gawthrop is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Brian's firm.

### How does Brian charge for financial advice?

Brian charges an ongoing planning fee.

### Where is Brian Gawthrop based?

Brian Gawthrop is based in Kirkland, Washington.

### What credentials does Brian Gawthrop hold?

Brian Gawthrop holds the CFP credential.

### Is Brian Gawthrop registered with the SEC?

Yes. Brian Gawthrop is registered as an investment adviser representative in WA (CRD 4514776), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Five Cedars Financial, LLC manage?

Five Cedars Financial, LLC reports $22.9M across 54 accounts in assets under management.

### How do I contact Brian Gawthrop?

Through Brian's website, 5cedars.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/48434): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.5cedars.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.