# Brian Bardachowski

> Brian Bardachowski is a fee-only financial advisor at Pensinger Financial in Lemont, Illinois. Pensinger Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/brian-bardachowski/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Pensinger Financial
- **Based in:** Lemont, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $50.3M across 106 accounts
- **CRD:** 4543928 (https://adviserinfo.sec.gov/individual/summary/4543928)
- **SEC registration:** Investment adviser representative in IL
- **Exams passed:** Series 63 (2002), Series 65 (2025)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.401knowledge.com

## Frequently asked questions

### Is Brian Bardachowski a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Brian holds no broker registration, and Pensinger Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Brian charge for financial advice?

Brian's firm, Pensinger Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Brian Bardachowski based?

Brian Bardachowski is based in Lemont, Illinois.

### Is Brian Bardachowski registered with the SEC?

Yes. Brian Bardachowski is registered as an investment adviser representative in IL (CRD 4543928), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Pensinger Financial manage?

Pensinger Financial reports $50.3M across 106 accounts in assets under management.

### How do I contact Brian Bardachowski?

Through Brian's website, www.401knowledge.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4543928): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.