# Brian Atchley

> Brian Atchley is a fee-only financial advisor at Four Rivers Financial in Columbia, Missouri. Brian focuses on retirement planning. Four Rivers Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/brian-atchley/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Four Rivers Financial
- **Based in:** Columbia, Missouri
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $904.0M across 4,725 accounts
- **Specialties:** Retirement planning
- **CRD:** 4723050 (https://adviserinfo.sec.gov/individual/summary/4723050)
- **SEC registration:** Investment adviser representative in MO
- **Exams passed:** Series 63 (2004), Series 65 (2005)
- **Firm size:** 18 employees
- **Disclosures:** None reported
- **Website:** https://www.four-riversfinancial.com

## Frequently asked questions

### Is Brian Atchley a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Brian holds no broker registration, and Four Rivers Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Brian charge for financial advice?

Brian's firm, Four Rivers Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Brian Atchley based?

Brian Atchley is based in Columbia, Missouri.

### What does Brian specialize in?

Brian's specialties include retirement planning.

### Is Brian Atchley registered with the SEC?

Yes. Brian Atchley is registered as an investment adviser representative in MO (CRD 4723050), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Four Rivers Financial manage?

Four Rivers Financial reports $904.0M across 4,725 accounts in assets under management.

### How do I contact Brian Atchley?

Through Brian's website, www.four-riversfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4723050): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://four-riversfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.