# Brewster Smith

> Brewster Smith is a fee-only financial advisor at The Financial Planning Company in Royal Oak, Michigan, who holds the CFP credential. Brewster focuses on retirement planning and estate & legacy planning. The Financial Planning Company reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/brewster-smith/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** The Financial Planning Company
- **Based in:** Royal Oak, Michigan
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $11.8M across 31 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Estate & legacy planning
- **CRD:** 5684742 (https://adviserinfo.sec.gov/individual/summary/5684742)
- **SEC registration:** Investment adviser representative in MI
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://thefinancialplanningcompany.com

## Frequently asked questions

### Is Brewster Smith a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Brewster holds no broker registration, and The Financial Planning Company reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Brewster charge for financial advice?

Brewster's firm, The Financial Planning Company, reports charging a percentage of assets on its SEC Form ADV.

### Where is Brewster Smith based?

Brewster Smith is based in Royal Oak, Michigan.

### What does Brewster specialize in?

Brewster's specialties include retirement planning and estate & legacy planning.

### What credentials does Brewster Smith hold?

Brewster Smith holds the CFP credential.

### Is Brewster Smith registered with the SEC?

Yes. Brewster Smith is registered as an investment adviser representative in MI (CRD 5684742), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does The Financial Planning Company manage?

The Financial Planning Company reports $11.8M across 31 accounts in assets under management.

### How do I contact Brewster Smith?

Through Brewster's website, thefinancialplanningcompany.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5684742): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.thefinancialplanningcompany.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.