# Brett Luther

> Brett Luther is a fee-only financial advisor at Cypress Capital in Franklin, Tennessee, who holds the CFP credential. Cypress Capital reports charging a percentage of assets, hourly fees, a subscription and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/brett-luther/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Cypress Capital
- **Based in:** Franklin, Tennessee
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Subscription; Fixed fees
- **Assets under management (firm):** $426.0M across 1,547 accounts
- **Credentials:** CFP
- **CRD:** 5176894 (https://adviserinfo.sec.gov/individual/summary/5176894)
- **SEC registration:** Investment adviser representative in TN
- **Exams passed:** Series 66 (2007)
- **Firm size:** 12 employees
- **Disclosures:** None reported
- **Website:** http://www.cypresscapital.com

## Frequently asked questions

### Is Brett Luther a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Brett holds no broker registration, and Cypress Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Brett charge for financial advice?

Brett's firm, Cypress Capital, reports charging a percentage of assets, hourly fees, a subscription and fixed fees on its SEC Form ADV.

### Where is Brett Luther based?

Brett Luther is based in Franklin, Tennessee.

### What credentials does Brett Luther hold?

Brett Luther holds the CFP credential.

### Is Brett Luther registered with the SEC?

Yes. Brett Luther is registered as an investment adviser representative in TN (CRD 5176894), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Cypress Capital manage?

Cypress Capital reports $426.0M across 1,547 accounts in assets under management.

### How do I contact Brett Luther?

Through Brett's website, www.cypresscapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5176894): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.