# Bray Hansel

> Bray Hansel is a fee-only financial advisor at Sterling Investment Advisors in Berwyn, Pennsylvania, who holds the CFP and ChFC credentials. Sterling Investment Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/bray-hansel/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Sterling Investment Advisors
- **Based in:** Berwyn, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.08B across 1,611 accounts
- **Credentials:** CFP, ChFC
- **CRD:** 5922166 (https://adviserinfo.sec.gov/individual/summary/5922166)
- **SEC registration:** Investment adviser representative in PA, TX
- **Exams passed:** Series 63 (2011), Series 65 (2017)
- **Firm size:** 7 employees
- **Disclosures:** None reported
- **Website:** http://www.sterling-advisors.com

## Frequently asked questions

### Is Bray Hansel a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Bray holds no broker registration, and Sterling Investment Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Bray charge for financial advice?

Bray's firm, Sterling Investment Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Bray Hansel based?

Bray Hansel is based in Berwyn, Pennsylvania.

### What credentials does Bray Hansel hold?

Bray Hansel holds the CFP and ChFC credentials.

### Is Bray Hansel registered with the SEC?

Yes. Bray Hansel is registered as an investment adviser representative in PA and TX (CRD 5922166), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Sterling Investment Advisors manage?

Sterling Investment Advisors reports $1.08B across 1,611 accounts in assets under management.

### How do I contact Bray Hansel?

Through Bray's website, www.sterling-advisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5922166): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.