# Bray Creech

> Bray Creech is a fee-only financial advisor at Joel Adams and Associates in Asheville, North Carolina, who holds the CFP credential. Joel Adams and Associates reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/bray-creech/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Joel Adams and Associates
- **Based in:** Asheville, North Carolina
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $305.6M across 1,452 accounts
- **Credentials:** CFP
- **CRD:** 6379479 (https://adviserinfo.sec.gov/individual/summary/6379479)
- **SEC registration:** Investment adviser representative in NC, NY, TX
- **Exams passed:** Series 66 (2014)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://www.joeladamsasheville.com

## Frequently asked questions

### Is Bray Creech a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Bray holds no broker registration, and Joel Adams and Associates reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Bray charge for financial advice?

Bray's firm, Joel Adams and Associates, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Bray Creech based?

Bray Creech is based in Asheville, North Carolina.

### What credentials does Bray Creech hold?

Bray Creech holds the CFP credential.

### Is Bray Creech registered with the SEC?

Yes. Bray Creech is registered as an investment adviser representative in NC, NY and TX (CRD 6379479), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Joel Adams and Associates manage?

Joel Adams and Associates reports $305.6M across 1,452 accounts in assets under management.

### How do I contact Bray Creech?

Through Bray's website, www.joeladamsasheville.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6379479): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.