# Bogdan Niciu

> Bogdan Niciu is a fee-only financial advisor at 4-C Wealth in Creve Coeur, Missouri. Bogdan focuses on retirement planning, tax planning and estate & legacy planning. 4-C Wealth reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/bogdan-niciu/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** 4-C Wealth
- **Based in:** Creve Coeur, Missouri
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $109M across 365 accounts
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning, Pension planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 6536389 (https://adviserinfo.sec.gov/individual/summary/6536389)
- **SEC registration:** Investment adviser representative in MO, TX
- **Exams passed:** Series 65 (2016)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.4-cwealth.com

## Frequently asked questions

### Is Bogdan Niciu a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Bogdan holds no broker registration, and 4-C Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Bogdan charge for financial advice?

Bogdan's firm, 4-C Wealth, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Bogdan Niciu based?

Bogdan Niciu is based in Creve Coeur, Missouri.

### What does Bogdan specialize in?

Bogdan's specialties include retirement planning, tax planning, estate & legacy planning and pension planning. Bogdan works with retirees and pre-retirees.

### Is Bogdan Niciu registered with the SEC?

Yes. Bogdan Niciu is registered as an investment adviser representative in MO and TX (CRD 6536389), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does 4-C Wealth manage?

4-C Wealth reports $109M across 365 accounts in assets under management.

### How do I contact Bogdan Niciu?

Through Bogdan's website, www.4-cwealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6536389): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.4-cwealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.