# Blair Garner

> Blair Garner is a fee-only financial advisor at Garner Financial Management in Franklin, Tennessee, who holds the CFA, CFP and MS credentials. Blair charges a percentage of assets (0.95% a year on the first tier of assets managed) and focuses on estate & legacy planning, tax planning and small business owners.

Page: https://find.wellspent.co/advisors/blair-garner/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Garner Financial Management
- **Based in:** Franklin, Tennessee
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 0.95% a year on the first tier of assets managed
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $152.6M across 299 accounts
- **Credentials:** CFA, CFP, MS
- **Specialties:** Estate & legacy planning, Tax planning, Small business owners
- **Works with:** Retirees, Pre-retirees, Early-career professionals
- **CRD:** 6093058 (https://adviserinfo.sec.gov/individual/summary/6093058)
- **SEC registration:** Investment adviser representative in CA, TN
- **Exams passed:** Series 65 (2012)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://garnerfm.com

## Frequently asked questions

### Is Blair Garner a fee-only financial advisor?

Yes. Blair Garner is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Blair's firm.

### How does Blair charge for financial advice?

Blair charges a percentage of assets.

### How much does Blair charge?

According to Garner Financial Management's website, checked October 28, 2026: 0.95% a year on the first tier of assets managed.

### Does Blair work with clients virtually?

Yes. Garner Financial Management says on its website that it works with clients remotely.

### Where is Blair Garner based?

Blair Garner is based in Franklin, Tennessee.

### What does Blair specialize in?

Blair's specialties include estate & legacy planning, tax planning and small business owners. Blair works with retirees, pre-retirees and early-career professionals.

### What credentials does Blair Garner hold?

Blair Garner holds the CFA, CFP and MS credentials.

### Is Blair Garner registered with the SEC?

Yes. Blair Garner is registered as an investment adviser representative in CA and TN (CRD 6093058), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Garner Financial Management manage?

Garner Financial Management reports $152.6M across 299 accounts in assets under management.

### How do I contact Blair Garner?

Through Blair's website, garnerfm.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/3284): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://garnerfm.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.