# Billy DeFrance

> Billy DeFrance is a fee-only financial advisor at Lauterbach Financial Advisors in El Paso, Texas, who holds the CFP credential. Billy focuses on retirement planning and tax planning. Lauterbach Financial Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/billy-defrance/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Lauterbach Financial Advisors
- **Based in:** El Paso, Texas
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $700.3M across 1,038 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning
- **CRD:** 4888322 (https://adviserinfo.sec.gov/individual/summary/4888322)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 65 (2004)
- **Firm size:** 5 employees
- **Disclosures:** None reported
- **Website:** http://lfa-ia.com

## Frequently asked questions

### Is Billy DeFrance a fee-only financial advisor?

Yes. Billy DeFrance is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Billy's firm.

### How does Billy charge for financial advice?

Billy's firm, Lauterbach Financial Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Billy DeFrance based?

Billy DeFrance is based in El Paso, Texas.

### What does Billy specialize in?

Billy's specialties include retirement planning and tax planning.

### What credentials does Billy DeFrance hold?

Billy DeFrance holds the CFP credential.

### Is Billy DeFrance registered with the SEC?

Yes. Billy DeFrance is registered as an investment adviser representative in TX (CRD 4888322), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Lauterbach Financial Advisors manage?

Lauterbach Financial Advisors reports $700.3M across 1,038 accounts in assets under management.

### How do I contact Billy DeFrance?

Through Billy's website, lfa-ia.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/38868): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://lfa-ia.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.