# Benjamin Hard

> Benjamin Hard is a fee-only financial advisor at Sara-Bay Financial in Sarasota, Florida, who holds the CFP credential. Benjamin focuses on retirement planning. Sara-Bay Financial reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/benjamin-hard/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Sara-Bay Financial
- **Based in:** Sarasota, Florida
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $396.8M across 924 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning
- **CRD:** 4362335 (https://adviserinfo.sec.gov/individual/summary/4362335)
- **SEC registration:** Investment adviser representative in FL, TX
- **Exams passed:** Series 63 (2001), Series 65 (2004)
- **Firm size:** 5 employees
- **Disclosures:** None reported
- **Website:** http://www.sara-bay.com

## Frequently asked questions

### Is Benjamin Hard a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Benjamin holds no broker registration, and Sara-Bay Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Benjamin charge for financial advice?

Benjamin's firm, Sara-Bay Financial, reports charging a percentage of assets on its SEC Form ADV.

### Where is Benjamin Hard based?

Benjamin Hard is based in Sarasota, Florida.

### What does Benjamin specialize in?

Benjamin's specialties include retirement planning.

### What credentials does Benjamin Hard hold?

Benjamin Hard holds the CFP credential.

### Is Benjamin Hard registered with the SEC?

Yes. Benjamin Hard is registered as an investment adviser representative in FL and TX (CRD 4362335), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Sara-Bay Financial manage?

Sara-Bay Financial reports $396.8M across 924 accounts in assets under management.

### How do I contact Benjamin Hard?

Through Benjamin's website, www.sara-bay.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4362335): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.sara-bay.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.