# Benjamin Armstrong

> Benjamin Armstrong is a fee-only financial advisor at Conifer Bay Capital in Winnetka, Illinois, who holds the CFA credential. Conifer Bay Capital reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/benjamin-armstrong/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Conifer Bay Capital
- **Based in:** Winnetka, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $89.4M across 116 accounts
- **Credentials:** CFA
- **CRD:** 1892842 (https://adviserinfo.sec.gov/individual/summary/1892842)
- **SEC registration:** Investment adviser representative in IL, WI
- **Exams passed:** Series 63 (1989)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.letsmakeaplan.org/find-a-cfp-professional/certified-professional-profile/f0b77459-ed39-4067-9641-0eb0b9fa6dba

## Frequently asked questions

### Is Benjamin Armstrong a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Benjamin holds no broker registration, and Conifer Bay Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Benjamin charge for financial advice?

Benjamin's firm, Conifer Bay Capital, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Benjamin Armstrong based?

Benjamin Armstrong is based in Winnetka, Illinois.

### What credentials does Benjamin Armstrong hold?

Benjamin Armstrong holds the CFA credential.

### Is Benjamin Armstrong registered with the SEC?

Yes. Benjamin Armstrong is registered as an investment adviser representative in IL and WI (CRD 1892842), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Conifer Bay Capital manage?

Conifer Bay Capital reports $89.4M across 116 accounts in assets under management.

### How do I contact Benjamin Armstrong?

Through Benjamin's website, www.letsmakeaplan.org/find-a-cfp-professional/certified-professional-profile/f0b77459-ed39-4067-9641-0eb0b9fa6dba.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1892842): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.