# Ben Earls

> Ben Earls is a fee-only financial advisor at Earls Financial LLC in Fort Worth, Texas, who holds the CFP credential. Ben charges a percentage of assets, a flat fee or retainer and a one-time planning fee (one-time plans from $500 and a $500,000 asset minimum) and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/ben-earls/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Earls Financial LLC
- **Based in:** Fort Worth, Texas
- **Fee model:** Percentage of assets; Flat fee or retainer; One-time planning fee
- **Fees (firm's website):** one-time plans from $500; a $500,000 asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $24.0M across 87 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning, Small business owners, Pension planning
- **Works with:** Pre-retirees, Retirees, Founders
- **CRD:** 6892679 (https://adviserinfo.sec.gov/individual/summary/6892679)
- **SEC registration:** Investment adviser representative in TX
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://earlsfinancial.com

## Frequently asked questions

### Is Ben Earls a fee-only financial advisor?

Yes. Ben Earls is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Ben's firm.

### How does Ben charge for financial advice?

Ben charges a percentage of assets, a flat fee or retainer and a one-time planning fee.

### How much does Ben charge?

According to Earls Financial LLC's website, checked October 28, 2026: one-time plans from $500; a $500,000 asset minimum.

### Does Ben work with clients virtually?

Yes. Earls Financial LLC says on its website that it works with clients remotely.

### Where is Ben Earls based?

Ben Earls is based in Fort Worth, Texas.

### What does Ben specialize in?

Ben's specialties include retirement planning, tax planning, estate & legacy planning, small business owners and pension planning. Ben works with pre-retirees, retirees and founders.

### What credentials does Ben Earls hold?

Ben Earls holds the CFP credential.

### Is Ben Earls registered with the SEC?

Yes. Ben Earls is registered as an investment adviser representative in TX (CRD 6892679), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Earls Financial LLC manage?

Earls Financial LLC reports $24.0M across 87 accounts in assets under management.

### How do I contact Ben Earls?

Through Ben's website, earlsfinancial.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/52563): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.earlsfinancial.com/): specialties, clients served, and fees, checked October 28, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.