# Barnet Goverman

> Barnet Goverman is a fee-only financial advisor at Goverman Financial Solutions in Dedham, Massachusetts, who holds the CFP credential. Barnet focuses on retirement planning, estate & legacy planning and tax planning. Goverman Financial Solutions reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/barnet-goverman/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Goverman Financial Solutions
- **Based in:** Dedham, Massachusetts
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $171.9M across 570 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning
- **CRD:** 1939080 (https://adviserinfo.sec.gov/individual/summary/1939080)
- **SEC registration:** Investment adviser representative in MA, NY, TX
- **Exams passed:** Series 63 (1989)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.govermanfinancialsolutions.net

## Frequently asked questions

### Is Barnet Goverman a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Barnet holds no broker registration, and Goverman Financial Solutions reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Barnet charge for financial advice?

Barnet's firm, Goverman Financial Solutions, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Barnet Goverman based?

Barnet Goverman is based in Dedham, Massachusetts.

### What does Barnet specialize in?

Barnet's specialties include retirement planning, estate & legacy planning and tax planning.

### What credentials does Barnet Goverman hold?

Barnet Goverman holds the CFP credential.

### Is Barnet Goverman registered with the SEC?

Yes. Barnet Goverman is registered as an investment adviser representative in MA, NY and TX (CRD 1939080), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Goverman Financial Solutions manage?

Goverman Financial Solutions reports $171.9M across 570 accounts in assets under management.

### How do I contact Barnet Goverman?

Through Barnet's website, www.govermanfinancialsolutions.net.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1939080): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.govermanfinancialsolutions.net/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.
