# Barbara Miller

> Barbara Miller is a fee-only financial advisor at 917 Advisory Services in Spokane, Washington, who holds the CFP credential. 917 Advisory Services reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/barbara-miller/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** 917 Advisory Services
- **Based in:** Spokane, Washington
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $167.5M across 620 accounts
- **Credentials:** CFP
- **CRD:** 5528952 (https://adviserinfo.sec.gov/individual/summary/5528952)
- **SEC registration:** Investment adviser representative in WA
- **Exams passed:** Series 65 (2024)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** https://www.johnschram.com/

## Frequently asked questions

### Is Barbara Miller a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Barbara holds no broker registration, and 917 Advisory Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Barbara charge for financial advice?

Barbara's firm, 917 Advisory Services, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Barbara Miller based?

Barbara Miller is based in Spokane, Washington.

### What credentials does Barbara Miller hold?

Barbara Miller holds the CFP credential.

### Is Barbara Miller registered with the SEC?

Yes. Barbara Miller is registered as an investment adviser representative in WA (CRD 5528952), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does 917 Advisory Services manage?

917 Advisory Services reports $167.5M across 620 accounts in assets under management.

### How do I contact Barbara Miller?

Through Barbara's website, www.johnschram.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5528952): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.