# Barbara Linnard

> Barbara Linnard is a fee-only financial advisor at Linnard Financial Management & Planning in Boxborough, Massachusetts. Barbara charges a percentage of assets and an ongoing planning fee and focuses on retirement planning.

Page: https://find.wellspent.co/advisors/barbara-linnard/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Linnard Financial Management & Planning
- **Based in:** Boxborough, Massachusetts
- **Fee model:** Percentage of assets; Ongoing planning fee
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $3.4M across 29 accounts
- **Specialties:** Retirement planning
- **Works with:** Pre-retirees
- **CRD:** 4755372 (https://adviserinfo.sec.gov/individual/summary/4755372)
- **SEC registration:** Investment adviser representative in MA
- **Exams passed:** Series 65 (2002)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.linnardfinancial.com

## Frequently asked questions

### Is Barbara Linnard a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Barbara holds no broker registration, and Linnard Financial Management & Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Barbara charge for financial advice?

Barbara charges a percentage of assets and an ongoing planning fee.

### Where is Barbara Linnard based?

Barbara Linnard is based in Boxborough, Massachusetts.

### What does Barbara specialize in?

Barbara's specialties include retirement planning. Barbara works with pre-retirees.

### Is Barbara Linnard registered with the SEC?

Yes. Barbara Linnard is registered as an investment adviser representative in MA (CRD 4755372), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Linnard Financial Management & Planning manage?

Linnard Financial Management & Planning reports $3.4M across 29 accounts in assets under management.

### How do I contact Barbara Linnard?

Through Barbara's website, www.linnardfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4755372): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (http://www.linnardfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.