# Audrey Morrison

> Audrey Morrison is a fee-only financial advisor at Cairn Financial Advisors, LLC in Denver, Colorado, who holds the CFP and MBA credentials. Audrey charges a percentage of assets, an ongoing planning fee and a one-time planning fee (ongoing planning from $3,000 a year and one-time plans from $600) and focuses on divorce financial planning, retirement planning and student loans.

Page: https://find.wellspent.co/advisors/audrey-morrison/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Cairn Financial Advisors, LLC
- **Based in:** Denver, Colorado
- **Fee model:** Percentage of assets; Ongoing planning fee; One-time planning fee
- **Fees (firm's website):** ongoing planning from $3,000 a year; one-time plans from $600; 1% a year on the first tier of assets managed; typically works with clients with $300,000 or more
- **Assets under management (firm):** $17.6M across 60 accounts
- **Credentials:** CFP, MBA
- **Specialties:** Divorce financial planning, Retirement planning, Student loans, Tax planning, Estate & legacy planning
- **Works with:** Mid-life transitions, Divorced individuals
- **CRD:** 6584544 (https://adviserinfo.sec.gov/individual/summary/6584544)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 65 (2016), Series 63 (2016)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://cairnfinancialadvisors.com

## Frequently asked questions

### Is Audrey Morrison a fee-only financial advisor?

Yes. Audrey Morrison is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Audrey's firm.

### How does Audrey charge for financial advice?

Audrey charges a percentage of assets, an ongoing planning fee and a one-time planning fee.

### How much does Audrey charge?

According to Cairn Financial Advisors, LLC's website, checked October 28, 2026: ongoing planning from $3,000 a year; one-time plans from $600; 1% a year on the first tier of assets managed; typically works with clients with $300,000 or more.

### Where is Audrey Morrison based?

Audrey Morrison is based in Denver, Colorado.

### What does Audrey specialize in?

Audrey's specialties include divorce financial planning, retirement planning, student loans, tax planning and estate & legacy planning. Audrey works with mid-life transitions and divorced individuals.

### What credentials does Audrey Morrison hold?

Audrey Morrison holds the CFP and MBA credentials.

### Is Audrey Morrison registered with the SEC?

Yes. Audrey Morrison is registered as an investment adviser representative in TX (CRD 6584544), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Cairn Financial Advisors, LLC manage?

Cairn Financial Advisors, LLC reports $17.6M across 60 accounts in assets under management.

### How do I contact Audrey Morrison?

Through Audrey's website, cairnfinancialadvisors.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/audrey-morrison-10948): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://cairnfinancialadvisors.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.