# Ashley Gardiner

> Ashley Gardiner is a fee-only financial advisor at Praetorian Guard Wealth Management in Carmel, California. Ashley charges a percentage of assets and focuses on retirement planning, estate & legacy planning and small business owners.

Page: https://find.wellspent.co/advisors/ashley-gardiner/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Praetorian Guard Wealth Management
- **Based in:** Carmel, California
- **Fee model:** Percentage of assets
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $598.7M across 1,839 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Small business owners, Equity compensation
- **Works with:** Founders, Retirees, High earners
- **CRD:** 8168171 (https://adviserinfo.sec.gov/individual/summary/8168171)
- **SEC registration:** Investment adviser representative in DE
- **Exams passed:** Series 65 (2025)
- **Firm size:** 8 employees
- **Disclosures:** None reported
- **Website:** http://www.praetorianguard.biz

## Frequently asked questions

### Is Ashley Gardiner a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ashley holds no broker registration, and Praetorian Guard Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ashley charge for financial advice?

Ashley charges a percentage of assets.

### Does Ashley work with clients virtually?

Yes. Praetorian Guard Wealth Management says on its website that it works with clients remotely.

### Where is Ashley Gardiner based?

Ashley Gardiner is based in Carmel, California.

### What does Ashley specialize in?

Ashley's specialties include retirement planning, estate & legacy planning, small business owners and equity compensation. Ashley works with founders, retirees and high earners.

### Is Ashley Gardiner registered with the SEC?

Yes. Ashley Gardiner is registered as an investment adviser representative in DE (CRD 8168171), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Praetorian Guard Wealth Management manage?

Praetorian Guard Wealth Management reports $598.7M across 1,839 accounts in assets under management.

### How do I contact Ashley Gardiner?

Through Ashley's website, www.praetorianguard.biz.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8168171): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://praetorianguard.biz/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.