# Arcelia Wicker

> Arcelia Wicker is a fee-only financial advisor at Bay Capital Advisors in Carrollton, Virginia, who holds the ChFC credential. Bay Capital Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/arcelia-wicker/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Bay Capital Advisors
- **Based in:** Carrollton, Virginia
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $228.3M across 615 accounts
- **Credentials:** ChFC
- **CRD:** 7687958 (https://adviserinfo.sec.gov/individual/summary/7687958)
- **SEC registration:** Investment adviser representative in NC, VA
- **Exams passed:** Series 65 (2022)
- **Firm size:** 5 employees
- **Disclosures:** None reported
- **Website:** http://www.baycapitaladvice.com

## Frequently asked questions

### Is Arcelia Wicker a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Arcelia holds no broker registration, and Bay Capital Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Arcelia charge for financial advice?

Arcelia's firm, Bay Capital Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Arcelia Wicker based?

Arcelia Wicker is based in Carrollton, Virginia.

### What credentials does Arcelia Wicker hold?

Arcelia Wicker holds the ChFC credential.

### Is Arcelia Wicker registered with the SEC?

Yes. Arcelia Wicker is registered as an investment adviser representative in NC and VA (CRD 7687958), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Bay Capital Advisors manage?

Bay Capital Advisors reports $228.3M across 615 accounts in assets under management.

### How do I contact Arcelia Wicker?

Through Arcelia's website, www.baycapitaladvice.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7687958): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.