# April Lowery

> April Lowery is a fee-only financial advisor at Kelman-Lazarov in Memphis, Tennessee, who holds the CFP credential. April focuses on retirement planning, estate & legacy planning and tax planning. Kelman-Lazarov reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/april-lowery/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Kelman-Lazarov
- **Based in:** Memphis, Tennessee
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $894.6M across 1,512 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning, Family wealth transfer
- **Works with:** Multi-generational families
- **CRD:** 5036735 (https://adviserinfo.sec.gov/individual/summary/5036735)
- **SEC registration:** Investment adviser representative in TN
- **Exams passed:** Series 63 (2005), Series 65 (2019)
- **Firm size:** 17 employees
- **Disclosures:** None reported
- **Website:** http://www.kelman-lazarov.com

## Frequently asked questions

### Is April Lowery a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: April holds no broker registration, and Kelman-Lazarov reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does April charge for financial advice?

April's firm, Kelman-Lazarov, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is April Lowery based?

April Lowery is based in Memphis, Tennessee.

### What does April specialize in?

April's specialties include retirement planning, estate & legacy planning, tax planning and family wealth transfer. April works with multi-generational families.

### What credentials does April Lowery hold?

April Lowery holds the CFP credential.

### Is April Lowery registered with the SEC?

Yes. April Lowery is registered as an investment adviser representative in TN (CRD 5036735), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Kelman-Lazarov manage?

Kelman-Lazarov reports $894.6M across 1,512 accounts in assets under management.

### How do I contact April Lowery?

Through April's website, www.kelman-lazarov.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5036735): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://kelman-lazarov.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.