# April Horace

> April Horace is a fee-only financial advisor at G&S Capital in Denver, Colorado. April focuses on retirement planning. G&S Capital reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/april-horace/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** G&S Capital
- **Based in:** Denver, Colorado
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Fees (firm's website):** typically works with clients with $500,000 or more
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $475.6M across 1,265 accounts
- **Specialties:** Retirement planning
- **CRD:** 4439658 (https://adviserinfo.sec.gov/individual/summary/4439658)
- **SEC registration:** Investment adviser representative in CO, TX
- **Exams passed:** Series 65 (2011)
- **Firm size:** 9 employees
- **Disclosures:** None reported
- **Website:** https://gandscapital.com/

## Frequently asked questions

### Is April Horace a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: April holds no broker registration, and G&S Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does April charge for financial advice?

April's firm, G&S Capital, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### How much does April charge?

According to G&S Capital's website, checked October 30, 2026: typically works with clients with $500,000 or more.

### Where is April Horace based?

April Horace is based in Denver, Colorado.

### What does April specialize in?

April's specialties include retirement planning.

### Is April Horace registered with the SEC?

Yes. April Horace is registered as an investment adviser representative in CO and TX (CRD 4439658), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does G&S Capital manage?

G&S Capital reports $475.6M across 1,265 accounts in assets under management.

### How do I contact April Horace?

Through April's website, gandscapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4439658): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://gandscapital.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.