# Annette Clearwaters

> Annette Clearwaters is a fee-only financial advisor at Clarity Investments + Planning LLC in Mount Kisco, New York, who holds the CFP credential. Clarity Investments + Planning LLC reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/annette-clearwaters/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Clarity Investments + Planning LLC
- **Based in:** Mount Kisco, New York
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $141.5M across 268 accounts
- **Credentials:** CFP
- **Firm size:** 2 employees
- **Website:** http://clarityinv.com

## Frequently asked questions

### Is Annette Clearwaters a fee-only financial advisor?

Yes. Annette Clearwaters is listed in the NAPFA directory (NAPFA admits only fee-only advisors).

### How does Annette charge for financial advice?

Annette's firm, Clarity Investments + Planning LLC, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Annette Clearwaters based?

Annette Clearwaters is based in Mount Kisco, New York.

### What credentials does Annette Clearwaters hold?

Annette Clearwaters holds the CFP credential.

### How much does Clarity Investments + Planning LLC manage?

Clarity Investments + Planning LLC reports $141.5M across 268 accounts in assets under management.

### How do I contact Annette Clearwaters?

Through Annette's website, clarityinv.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/6286): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.