# Andy Mardock

> Andy Mardock is a fee-only financial advisor at ViviFi Planning in Bend, Oregon, who holds the CFP and MBA credentials. Andy charges an ongoing planning fee and focuses on tax planning and small business owners.

Page: https://find.wellspent.co/advisors/andy-mardock/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** ViviFi Planning
- **Based in:** Bend, Oregon
- **Fee model:** Ongoing planning fee
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $10.5M across 72 accounts
- **Credentials:** CFP, MBA
- **Specialties:** Tax planning, Small business owners
- **CRD:** 5819336 (https://adviserinfo.sec.gov/individual/summary/5819336)
- **SEC registration:** Investment adviser representative in OR
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://vivifiplan.com

## Frequently asked questions

### Is Andy Mardock a fee-only financial advisor?

Yes. Andy Mardock is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Andy's firm.

### How does Andy charge for financial advice?

Andy charges an ongoing planning fee.

### Where is Andy Mardock based?

Andy Mardock is based in Bend, Oregon.

### What does Andy specialize in?

Andy's specialties include tax planning and small business owners.

### What credentials does Andy Mardock hold?

Andy Mardock holds the CFP and MBA credentials.

### Is Andy Mardock registered with the SEC?

Yes. Andy Mardock is registered as an investment adviser representative in OR (CRD 5819336), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does ViviFi Planning manage?

ViviFi Planning reports $10.5M across 72 accounts in assets under management.

### How do I contact Andy Mardock?

Through Andy's website, vivifiplan.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/45041): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.vivifiplan.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.