# Andy Baxley

> Andy Baxley is a fee-only financial advisor at Two Trails Financial Planning in Oak Park, Illinois, who holds the CFP and MSFP credentials. Andy charges an ongoing planning fee and a one-time planning fee (ongoing planning from $5,000 a year and one-time plans from $3,500) and focuses on retirement planning and equity compensation.

Page: https://find.wellspent.co/advisors/andy-baxley/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Two Trails Financial Planning
- **Based in:** Oak Park, Illinois
- **Fee model:** Ongoing planning fee; One-time planning fee
- **Fees (firm's website):** ongoing planning from $5,000 a year; one-time plans from $3,500
- **Works virtually:** Yes (firm's website)
- **Assets under management (firm):** $40.9M across 144 accounts
- **Credentials:** CFP, MSFP
- **Specialties:** Retirement planning, Equity compensation
- **Works with:** Mid-life transitions
- **CRD:** 6577215 (https://adviserinfo.sec.gov/individual/summary/6577215)
- **SEC registration:** Investment adviser representative in CA, CO, IL, LA, TX
- **Exams passed:** Series 63 (2015), Series 66 (2016)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://twotrailsfp.com

## Frequently asked questions

### Is Andy Baxley a fee-only financial advisor?

Yes. Andy Baxley is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Andy's firm.

### How does Andy charge for financial advice?

Andy charges an ongoing planning fee and a one-time planning fee.

### How much does Andy charge?

According to Two Trails Financial Planning's website, checked October 28, 2026: ongoing planning from $5,000 a year; one-time plans from $3,500.

### Does Andy work with clients virtually?

Yes. Two Trails Financial Planning says on its website that it works with clients remotely.

### Where is Andy Baxley based?

Andy Baxley is based in Oak Park, Illinois.

### What does Andy specialize in?

Andy's specialties include retirement planning and equity compensation. Andy works with mid-life transitions.

### What credentials does Andy Baxley hold?

Andy Baxley holds the CFP and MSFP credentials.

### Is Andy Baxley registered with the SEC?

Yes. Andy Baxley is registered as an investment adviser representative in CA, CO, IL, LA and TX (CRD 6577215), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Two Trails Financial Planning manage?

Two Trails Financial Planning reports $40.9M across 144 accounts in assets under management.

### How do I contact Andy Baxley?

Through Andy's website, twotrailsfp.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/andy-baxley-87629): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.twotrailsfp.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.