# Andrew Mastro

> Andrew Mastro is a fee-only financial advisor at Wrought Financial Planning in Haddonfield, New Jersey, who holds the CFP and CFA credentials. Andrew charges an ongoing planning fee and a flat fee or retainer and focuses on equity compensation, student loans and small business owners.

Page: https://find.wellspent.co/advisors/andrew-mastro/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Wrought Financial Planning
- **Based in:** Haddonfield, New Jersey
- **Fee model:** Ongoing planning fee; Flat fee or retainer
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $44.2M across 327 accounts
- **Credentials:** CFP, CFA
- **Specialties:** Equity compensation, Student loans, Small business owners, Tax planning, Estate & legacy planning
- **Works with:** Founders, Tech employees, High earners, Physicians, Mid-life transitions
- **CRD:** 4980327 (https://adviserinfo.sec.gov/individual/summary/4980327)
- **SEC registration:** Investment adviser representative in NJ, PA
- **Exams passed:** Series 66 (2006)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://wroughtfp.com

## Frequently asked questions

### Is Andrew Mastro a fee-only financial advisor?

Yes. Andrew Mastro is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Andrew's firm.

### How does Andrew charge for financial advice?

Andrew charges an ongoing planning fee and a flat fee or retainer.

### Does Andrew work with clients virtually?

Yes. Wrought Financial Planning says on its website that it works with clients remotely.

### Where is Andrew Mastro based?

Andrew Mastro is based in Haddonfield, New Jersey.

### What does Andrew specialize in?

Andrew's specialties include equity compensation, student loans, small business owners, tax planning and estate & legacy planning. Andrew works with founders, tech employees, high earners, physicians and mid-life transitions.

### What credentials does Andrew Mastro hold?

Andrew Mastro holds the CFP and CFA credentials.

### Is Andrew Mastro registered with the SEC?

Yes. Andrew Mastro is registered as an investment adviser representative in NJ and PA (CRD 4980327), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Wrought Financial Planning manage?

Wrought Financial Planning reports $44.2M across 327 accounts in assets under management.

### How do I contact Andrew Mastro?

Through Andrew's website, wroughtfp.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/andrew-mastro-10320): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://wroughtfp.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.