# Andrew Lunt

> Andrew Lunt is a fee-only financial advisor at Scratch Capital in Boise, Idaho. Andrew focuses on founders (pre-exit), tax planning and estate & legacy planning. Scratch Capital reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/andrew-lunt/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Scratch Capital
- **Based in:** Boise, Idaho
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $230.1M across 564 accounts
- **Specialties:** Founders (pre-exit), Tax planning, Estate & legacy planning, Equity compensation
- **Works with:** Founders, Executives, High earners
- **CRD:** 6952417 (https://adviserinfo.sec.gov/individual/summary/6952417)
- **SEC registration:** Investment adviser representative in ID, TX
- **Exams passed:** Series 65 (2019)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** http://www.scratch-capital.com

## Frequently asked questions

### Is Andrew Lunt a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Andrew holds no broker registration, and Scratch Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Andrew charge for financial advice?

Andrew's firm, Scratch Capital, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Andrew Lunt based?

Andrew Lunt is based in Boise, Idaho.

### What does Andrew specialize in?

Andrew's specialties include founders (pre-exit), tax planning, estate & legacy planning and equity compensation. Andrew works with founders, executives and high earners.

### Is Andrew Lunt registered with the SEC?

Yes. Andrew Lunt is registered as an investment adviser representative in ID and TX (CRD 6952417), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Scratch Capital manage?

Scratch Capital reports $230.1M across 564 accounts in assets under management.

### How do I contact Andrew Lunt?

Through Andrew's website, www.scratch-capital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6952417): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.scratch-capital.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.