# Andrew Krafft

> Andrew Krafft is a fee-only financial advisor at Luminary Wealth in Charlotte, North Carolina. Andrew focuses on retirement planning and tax planning. Luminary Wealth reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/andrew-krafft/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Luminary Wealth
- **Based in:** Charlotte, North Carolina
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $90.9M across 292 accounts
- **Specialties:** Retirement planning, Tax planning
- **Works with:** Pre-retirees, Retirees
- **CRD:** 6088502 (https://adviserinfo.sec.gov/individual/summary/6088502)
- **SEC registration:** Investment adviser representative in IN
- **Exams passed:** Series 65 (2018)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.luminarywealth.com

## Frequently asked questions

### Is Andrew Krafft a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Andrew holds no broker registration, and Luminary Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Andrew charge for financial advice?

Andrew's firm, Luminary Wealth, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Andrew Krafft based?

Andrew Krafft is based in Charlotte, North Carolina.

### What does Andrew specialize in?

Andrew's specialties include retirement planning and tax planning. Andrew works with pre-retirees and retirees.

### Is Andrew Krafft registered with the SEC?

Yes. Andrew Krafft is registered as an investment adviser representative in IN (CRD 6088502), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Luminary Wealth manage?

Luminary Wealth reports $90.9M across 292 accounts in assets under management.

### How do I contact Andrew Krafft?

Through Andrew's website, www.luminarywealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6088502): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.luminarywealth.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.