# Andrew Kerns

> Andrew Kerns is a fee-only financial advisor at Accountable Financial Planning LLC in Westerville, Ohio, who holds the CFP credential. Andrew charges a flat fee or retainer, an ongoing planning fee and hourly fees and focuses on tax planning and retirement planning.

Page: https://find.wellspent.co/advisors/andrew-kerns/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Accountable Financial Planning LLC
- **Based in:** Westerville, Ohio
- **Fee model:** Flat fee or retainer; Ongoing planning fee; Hourly
- **Accepting new clients:** Yes (firm's website)
- **Credentials:** CFP
- **Specialties:** Tax planning, Retirement planning
- **Works with:** Pre-retirees, Retirees, HENRY (High Earners, Not Rich Yet), Divorced individuals
- **CRD:** 5617485 (https://adviserinfo.sec.gov/individual/summary/5617485)
- **SEC registration:** Investment adviser representative in OH
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://accountablefp.com

## Frequently asked questions

### Is Andrew Kerns a fee-only financial advisor?

Yes. Andrew Kerns is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Andrew's firm.

### How does Andrew charge for financial advice?

Andrew charges a flat fee or retainer, an ongoing planning fee and hourly fees.

### Where is Andrew Kerns based?

Andrew Kerns is based in Westerville, Ohio.

### What does Andrew specialize in?

Andrew's specialties include tax planning and retirement planning. Andrew works with pre-retirees, retirees, HENRY (High Earners, Not Rich Yet) and divorced individuals.

### What credentials does Andrew Kerns hold?

Andrew Kerns holds the CFP credential.

### Is Andrew Kerns registered with the SEC?

Yes. Andrew Kerns is registered as an investment adviser representative in OH (CRD 5617485), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How do I contact Andrew Kerns?

Through Andrew's website, accountablefp.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/6508): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://accountablefp.com/): specialties, clients served, and fees, checked October 28, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.