# Andrew Gray

> Andrew Gray is a fee-only financial advisor at Lottsa in Minneapolis, Minnesota. Lottsa reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/andrew-gray-7566804/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Lottsa
- **Based in:** Minneapolis, Minnesota
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $95.2M across 519 accounts
- **CRD:** 7566804 (https://adviserinfo.sec.gov/individual/summary/7566804)
- **SEC registration:** Investment adviser representative in MN, TX
- **Exams passed:** Series 65 (2025)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** http://www.lottsa.com

## Frequently asked questions

### Is Andrew Gray a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Andrew holds no broker registration, and Lottsa reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Andrew charge for financial advice?

Andrew's firm, Lottsa, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Andrew Gray based?

Andrew Gray is based in Minneapolis, Minnesota.

### Is Andrew Gray registered with the SEC?

Yes. Andrew Gray is registered as an investment adviser representative in MN and TX (CRD 7566804), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Lottsa manage?

Lottsa reports $95.2M across 519 accounts in assets under management.

### How do I contact Andrew Gray?

Through Andrew's website, www.lottsa.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7566804): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://lottsa.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.