# Andrew Gildea

> Andrew Gildea is a fee-only financial advisor at CWS Financial Advisors in Kalamazoo, Michigan. Andrew charges a percentage of assets (0.5%–1% a year of assets managed) and focuses on retirement planning.

Page: https://find.wellspent.co/advisors/andrew-gildea/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** CWS Financial Advisors
- **Based in:** Kalamazoo, Michigan
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 0.5%–1% a year of assets managed
- **Assets under management (firm):** $1.33B across 2,156 accounts
- **Specialties:** Retirement planning
- **CRD:** 8327844 (https://adviserinfo.sec.gov/individual/summary/8327844)
- **SEC registration:** Investment adviser representative in MI
- **Exams passed:** Series 65 (2026)
- **Firm size:** 12 employees
- **Disclosures:** None reported
- **Website:** https://www.cwsfas.com

## Frequently asked questions

### Is Andrew Gildea a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Andrew holds no broker registration, and CWS Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Andrew charge for financial advice?

Andrew charges a percentage of assets.

### How much does Andrew charge?

According to CWS Financial Advisors's website, checked October 30, 2026: 0.5%–1% a year of assets managed.

### Where is Andrew Gildea based?

Andrew Gildea is based in Kalamazoo, Michigan.

### What does Andrew specialize in?

Andrew's specialties include retirement planning.

### Is Andrew Gildea registered with the SEC?

Yes. Andrew Gildea is registered as an investment adviser representative in MI (CRD 8327844), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does CWS Financial Advisors manage?

CWS Financial Advisors reports $1.33B across 2,156 accounts in assets under management.

### How do I contact Andrew Gildea?

Through Andrew's website, www.cwsfas.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8327844): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://cwsfinancialadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.