# Andrew Gerhartz

> Andrew Gerhartz is a fee-only financial advisor at Bridge The Gap Retirement Planners LLC in Phoenix, Arizona, who holds the CFP, MSPFP and MSFP credentials. Andrew charges a percentage of assets, a flat fee or retainer and an ongoing planning fee (typically works with clients with $1,000,000 or more) and focuses on retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/andrew-gerhartz/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Bridge The Gap Retirement Planners LLC
- **Based in:** Phoenix, Arizona
- **Fee model:** Percentage of assets; Flat fee or retainer; Ongoing planning fee
- **Fees (firm's website):** typically works with clients with $1,000,000 or more
- **Assets under management (firm):** $49.1M across 125 accounts
- **Credentials:** CFP, MSPFP, MSFP
- **Specialties:** Retirement planning, Tax planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 5825485 (https://adviserinfo.sec.gov/individual/summary/5825485)
- **SEC registration:** Investment adviser representative in AZ, CA
- **Exams passed:** Series 63 (2011), Series 66 (2014)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://btgretirementplanners.com

## Frequently asked questions

### Is Andrew Gerhartz a fee-only financial advisor?

Yes. Andrew Gerhartz is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Andrew's firm.

### How does Andrew charge for financial advice?

Andrew charges a percentage of assets, a flat fee or retainer and an ongoing planning fee.

### How much does Andrew charge?

According to Bridge The Gap Retirement Planners LLC's website, checked October 28, 2026: typically works with clients with $1,000,000 or more.

### Where is Andrew Gerhartz based?

Andrew Gerhartz is based in Phoenix, Arizona.

### What does Andrew specialize in?

Andrew's specialties include retirement planning and tax planning. Andrew works with retirees and pre-retirees.

### What credentials does Andrew Gerhartz hold?

Andrew Gerhartz holds the CFP, MSPFP and MSFP credentials.

### Is Andrew Gerhartz registered with the SEC?

Yes. Andrew Gerhartz is registered as an investment adviser representative in AZ and CA (CRD 5825485), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Bridge The Gap Retirement Planners LLC manage?

Bridge The Gap Retirement Planners LLC reports $49.1M across 125 accounts in assets under management.

### How do I contact Andrew Gerhartz?

Through Andrew's website, btgretirementplanners.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/47303): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.btgretirementplanners.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.