# Andrew Gaines

> Andrew Gaines is a fee-only financial advisor at Englebert Financial Advisers in Allentown, Pennsylvania. Englebert Financial Advisers reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/andrew-gaines/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Englebert Financial Advisers
- **Based in:** Allentown, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $156.6M across 615 accounts
- **CRD:** 7980503 (https://adviserinfo.sec.gov/individual/summary/7980503)
- **SEC registration:** Investment adviser representative in PA, TX
- **Exams passed:** Series 65 (2024)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://cenglebert.cardtapp.com/

## Frequently asked questions

### Is Andrew Gaines a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Andrew holds no broker registration, and Englebert Financial Advisers reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Andrew charge for financial advice?

Andrew's firm, Englebert Financial Advisers, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Andrew Gaines based?

Andrew Gaines is based in Allentown, Pennsylvania.

### Is Andrew Gaines registered with the SEC?

Yes. Andrew Gaines is registered as an investment adviser representative in PA and TX (CRD 7980503), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Englebert Financial Advisers manage?

Englebert Financial Advisers reports $156.6M across 615 accounts in assets under management.

### How do I contact Andrew Gaines?

Through Andrew's website, cenglebert.cardtapp.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7980503): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.